> This is a page from the ElevenLabs documentation. For a complete page index, fetch https://elevenlabs.io/docs/llms.txt. For the full documentation in a single file, fetch https://elevenlabs.io/docs/llms-full.txt. # What happens to my credits when I upgrade or downgrade my subscription? If you upgrade your subscription in the middle of an ongoing subscription cycle, you will pay the fee for your new subscription plan, and begin a new billing cycle. Any unused credits from your previous plan will be added to your new credit quota. If you downgrade or cancel your plan, this will not take effect until the end of your current subscription cycle, and you will lose any unused credits on your account when this happens. > **Note** > > Pay As You Go credits are affected when you upgrade or downgrade your subscription. When you > change plans, your PAYG credit balance will be recalculated because credits are stored as a dollar > value and converted at your current plan's rate. The dollar value remains the same, but the number > of credits it converts to may change. See [What happens to my PAYG credits if I change subscription plans?](/docs/help-center/account/general/what-happens-to-my-payg-credits-if-i-change-subscription-plans) > for details. PAYG credits will expire 12 months after purchase. > ElevenLabs provides APIs and SDKs for text to speech, voice cloning, speech to text, sound effects, voice isolator, voice changer, and conversational AI agents. Build voice-enabled applications with lifelike audio generation.